General Disclaimer for ioluxisova.com
Important Notice:
Results may vary for each client based on individual circumstances.
All financial planning is provided under Australian regulations. No guarantees of specific outcomes are made.
The information and services provided by ioluxisova.com are for general guidance and ongoing financial planning purposes. We do not offer guarantees of results, and all advice is tailored to individual needs and circumstances. Please read this disclaimer carefully before using our services.
General Information Notice
The content on this website is intended for general informational purposes regarding our subscription-based financial planning service. It is not intended as legal, tax, or investment advice and should not be relied upon as such. Please consult a qualified professional regarding your individual situation.
Limitations of Liability
ioluxisova.com and its advisors are not liable for any loss or damages resulting from the use of our services or website.
- We do not guarantee any specific financial outcomes or returns from planning services provided.
- Any decisions made based on our advice are at your own discretion and risk.
- We are not responsible for actions taken based on website content or consultations.
- To the fullest extent permitted by law, our liability is limited to the extent of our subscription fee.
Accuracy of Information
We strive to keep information up to date and accurate. However, some material may become outdated due to changes in regulation or other factors. Always confirm details with your advisor before making decisions.
We do not warrant the completeness or reliability of any information on the site.
Professional Advice Disclaimer
All planning is general and does not substitute for personalised legal, tax, or investment advice. Consult an appropriate professional for advice tailored to your needs.
External Links
This website may contain links to third-party websites for your convenience. We do not control or endorse external content and are not responsible for their accuracy or privacy practices.
Results Disclaimer Statement
Results from our planning services can differ. No guarantees of specific financial results or improvements are provided. Results may vary according to your actions and situation.
Variation in Results Notice
Each client’s experience is unique. Factors such as market changes, regulatory updates, and personal circumstances affect outcomes.
Financial Disclaimer Statement
Our service provides ongoing financial planning based on your situation and needs.
- All fees, APRs, and terms are disclosed before subscription.
- We do not recommend or sell specific investment products or strategies.
- Decisions made based on our advice are your responsibility.
Jurisdiction and Legal Compliance
ioluxisova.com operates under Australian law and financial regulations.
All planning and advice are provided in accordance with applicable Australian laws and regulatory guidelines. Use of our services is subject to these terms.
Australian law governs all agreements, rights, and obligations under our service.
Local laws may apply. You are responsible for understanding any legal implications in your jurisdiction.
Indemnification
By using our service, you agree to indemnify and hold ioluxisova.com harmless from any claims or actions relating to your use of our website or services.
Severability
If any part of this disclaimer is found unenforceable, the remaining sections remain in effect.
Modifications
We may update this disclaimer from time to time. The latest version will always be available on our website.
Contact
For questions about this disclaimer, please get in touch. We welcome your feedback and concerns.
Email address: content@ioluxisova.com
Phone: +61277588856
Address: 570 Bourke Street, Level 17 & 24, Melbourne, VIC 3000 Australia
Effective date: August 24, 2025
Last updated: August 24, 2025